Dear Great Lakes,
Thank you so much for adjusting my monthly payments since I could not afford the original $230 a month (due to other bills, including my additional private student loan payment I currently make of $155 a month, which will increase to $250 a month in March). It will be SO MUCH easier to pay you $107 a month until 2013 when it will jump to $311 a month, which is a TOTALLY reasonable amount of money to pay for SIX YEARS, again on top of my private loan payment which will be around $350 a month by then. Oh and thanks for telling me this is my only option, besides the $230 a month I can't afford right now. I liked hearing that so much that I burst into hysterical crying which resulted in hyperventilation. While at work.
I'm SO FUCKING GRATEFUL for my Bachelor's Degree your loans helped me get, and in turn the WONDERFUL, COMPLETELY FULFILLING job I presently have. It DEFINITELY makes it possible for me to not live paycheck to paycheck and really enjoy my life and not worry incessantly about my finances.
Another Jaded 20something.
p.s.- Understanding College Student Loans should be a mandatory class your senior year of high school, especially when neither of your parents went to college.
(note: all words in CAPS may possibly be heavily laden with sarcasm....and most other words too.)